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FFIEC to Retire Cybersecurity Tool - See What it Means For Financial Businesses

Written by Jada Sterling, Digital Content Manager | Mar 26, 2025 12:47:01 PM

The Federal Financial Institutions Examination Council recently announced the retirement or sunsetting of their Cybersecurity Assessment Tool (CAT). This tool allowed finance sector businesses to self-evaluate the strength of their network against cyber threats.

This change comes as other guidelines emerge, providing more updated and sophisticated standards for financial businesses to evaluate their cybersecurity.

What's Happening to the FFIEC CAT Tool?

The FFIEC CAT Sunset statement said the tool is being retired as a resource as of August 31, 2025, following the release of more robust guidelines from other entities such as:

  • The National Institute of Standards and Technology (NIST) Cybersecurity Framework 2.0
  • The Cybersecurity and Infrastructure Security Agency (CISA)'s Cybersecurity Performance Goals
  • Cyber Risk Institute (CRI)'s Cyber Profile
  • Center For Internet Security Critical Security Controls resources

Why Did the FFIEC Offer the CAT?

The CAT was a tool to help financial businesses gauge their preparedness for cyber attacks through a series of guidelines and standards.

As cyber-attacks worsen across industries that deal with sensitive information such as law, healthcare, and finance, regulators have cracked down on minimum cybersecurity requirements.

This illustrates the need for businesses in the financial services industry to get a handle on their cybersecurity strategy through comprehensive assessments that evaluate:

  • Current protections such as multi-factor authentication
  • Vulnerabilities such as open ports, old user accounts, or unpatched software
  • Weak credentials vulnerable to the dark web
  • Other security gaps that malicious actors could leverage to take hold of your network

How Should Financial Businesses Proceed with Cybersecurity Compliance?

There are many steps financial services businesses can take to become compliant and mitigate the risk of cyber attacks. Some of the industry-specific regulations financial businesses must follow include:

  • SEC
  • FINRA
  • PCI
  • Sarbanes-Oxley
  • Dodd-Frank
  • Patriot Act
  • Gramm-Leach-Bliley
  • CFPB security and privacy requirements

These regulations often set standards for minimum security measures such as multi-factor authentication, disaster recovery plans, encryption, network monitoring, and regular network assessments from third parties.

To learn more about what network assessments entail, check out our blog: What Is a Network Assessment? (How It Works & Why It's Important)

Evaluate Your Network Security With Managed IT Services for Financial Institutions

There are several ways to evaluate your network's defenses against hackers.

A few different methods to audit your network security include getting a network assessment, a penetration test, or combined services that include both. Many IT services for financial service businesses include these in their offerings, so make sure to ask when looking into providers.

Penetration Testing

Penetration testing can involve many different services. However, the general purpose is to simulate an attack on your network by threat actors to see how your system responds.

This may involve a simple scan with a cybersecurity tool, or a more in-depth process and analysis by cybersecurity experts. This is an important distinction to look out for, because not all penetration testing services offer the same value for your money.

When looking into penetration testing services, seek out providers that offer:

  • A team of cybersecurity experts to provide and interpret findings for actionable insights
  • MSPs that will simultaneously evaluate your entire IT strategy and environment to give you a holistic viewpoint of your network (network assessment)
  • A variety of custom service offerings to adhere to your business's size and scope of needs
  • A provider with experience in your industry and solid reviews from past clients

To learn more about penetration testing and how they compare to vulnerability assessments read our blog: Penetration Testing vs. Vulnerability Assessment―Which is Best For You?

Network Risk Assessments

Unlike penetration testing, network assessments do more than evaluate the strength of your network security. These audits dive into your device fleet, licensing, software updates or missing patches, vulnerabilities like open ports, current IT costs, and a number of other IT details.

These assessments might be required on a regular basis in order for your business to remain compliant with different regulations. Read more about these services in our blog: Network Assessments: What Insights Do They Reveal?

Governance, Risk, and Compliance Services

Along with investing in penetration testing and network assessments from reputable MSPs, many financial businesses are now moving towards Governance, Risk and Compliance (GRC) services.

Governance, Risk, and Compliance as a Service (GRCaaS) is an emerging offering from many outsourced IT companies. This combines the value of outsourced cybersecurity managment with practical compliance management all in one platform.

To read more about GRC, check out our blog by industry expert and comliance paralegal Theresa Pickens: Ask the Expert: What is Governance, Risk Management, and Compliance (GRC)?

Find IT Services for the Finance Industry Before the FFIEC CAT Tool Sunset

As cyber attacks become more common, cybersecurity services become more specialized for different industries. IT services for the financial industry have become imperative in data security and preventing years of hardship that can stem from breaches.

If you're interested in penetration testing, network assessments, or general IT solutions for financial services companies, click the button below to speak to an expert.